Birmingham City University Bursary

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Birmingham City University Bursary

A number of organisations offer bursaries ranging from £500 to £5,000 which you won’t need to pay back. We also have further information about Disabled Students Allowance, and Teacher Training bursaries.


You may wish to apply for a bursary from these organisations:


You can apply for a £5,000 postgraduate scholarship for 2016 which is available for all subject areas. Two £500 runners-up scholarships will also be awarded.


You can apply for five bursaries of £2,000 to help pay your fees for a postgraduate course at a UK university in 2016/17.

Postgrad Solutions

Business students can apply for annual bursaries worth £500 each.

Master of Law students can apply for annual global bursaries worth £500 each.

Support for Living Costs – Loan for living costs

In order to get a loan to help with your living costs you need to meet the same residence and previous study requirements as previously mentioned. You also have to be aged under 60 when you start your course.

The maximum loans for living costs will be £6,904 if you are living in your parental home whilst studying or £8,200 if you are living away from home. These rates apply to students studying outside of London, and thus would apply to students studying at Birmingham City University.

65 per cent of the maximum loan amounts available are an automatic entitlement and the remaining 35 per cent is means tested on household income.

The interest rates and repayment details are the same as for tuition fee loans.

You will not get the maximum amount of loan if your household income is over a certain level.

Please refer to table below, which gives an indication of the level of support available in 2016 in relation to household income.

Household Income Maintenance Loan (living away from home) Maintenance Loan (living in parents’ home)
£25,000 £8,200 £6,904
£30,000 £7,612 £6,322
£35,000 £7,023 £5,740
£40,000 £6,434 £5,158
£42,875 £6,095 £4,824
£45,000 £5,845 £4,576

*please note loan amounts are based on student living away from the parental home.

There is a £1 reduction in loan for every £5.49 of the total income over £25,000 up to £42,875 and a £1 reduction in loan for every £8.49 of the total income over £42,875.

Additional Grants

Some students can get additional grants.

If you have an adult who is financially dependent on you, you may be eligible for an Adult Dependant’s Grant of up to £2,757. The grant is means tested on household income.

If you need child care during your studies, you may be eligible for a Child Care Grant. The grant is means tested and could provide up to 85 per cent of your child care costs. The maximum grant available is £155.24 per week for one child or £266.15 per week for two or more children.

You may also be eligible to receive a Parents’ Learning Allowance to help with additional costs you may incur during your study because you have children. This may be up to £1,573 per year, again the actual amount will depend on household income.

Any support from the above sources is not repayable.

Repayment of loans

As stated earlier, you only have to start paying your tuition fee loan back after you have graduated or left your course, and you are earning more than £21,000. Repayments will be nine per cent of the amount earned above £21,000.

Repayments will usually begin the April after you graduate or leave your course.

Interest will be added at a rate equal to inflation plus three per cent from the time you take out your loan until the date when repayment is due.

From then on, the interest rate will vary according to your earnings.

If you are earning £21,000 or less, the interest rate will reduce to the rate of inflation.

If you are earning more than £21,000 there will also be a real rate of interest added above the rate of inflation.

The maximum rate of interest will remain at the rate of inflation plus three per cent if you are earning £41,000 or above.

HM Revenue and Customs collect the repayments. Either your employer will take your payments direct from your salary or, if you are self-employed, HM Revenue and Customs will collect the repayments through the tax self-assessment system.

If you earn less than £21,000 per year or stop working at any point, you will not have to make any repayments during that period.

If any of your loan is left unpaid after 30 years, it is written off.

For some examples of repayments please refer to the table:

Annual Salary Amount of salary from which 9% will be deducted Monthly Repayment
£25,000 £4,000 £30.00
£30,000 £9,000 £67.50
£35,000 £14,000 £105.00
£40,000 £19,000 £142.50
£45,000 £24,000 £180.00
£50,000 £29,000 £217.50
£55,000 £34,000 £255.00
£60,000 £39,000 £292.50

Disabled Students’ Allowance

(DSA) can help to pay for extra costs you may have to pay while studying as a direct result of a disability or specific learning difficulty. This can include:

  • items of specialist equipment (up to £5,212 for the entire course),
  • a non-medical helper (up to £20,725 a year) and
  • other disability-related expenditure (up to £1,741 a year).

Get more information about Disabled Students’ Allowance.

How to apply

Apply online at Student Finance Direct or contact 0845 300 50 90.

Student Finance England can also give you further information about whether you qualify for any grants and how much loan you can take out to cover your tuition fees and/or living costs. Any grants and loans for living costs will be paid directly into your bank or building society account, usually in three instalments.

You do not need to wait until you receive an offer of a place before you apply for financial support.