St George’s University of London Medicine Fees

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St George’s University of London Medicine Fees

St George’s University of London Medicine Fees

Medicine MBBS

If you have any further questions, or need clarification on any finance issues, our dedicated Student Finance Advisers can provide information and advice on all student funding issues.

Contact our Student Finance Advisers:

Tel: 020 8266 6303 / 020 8725 0962

Email: studentfinance@sgul.ac.uk

 

Tuition fee and maintenance loans are available to help you cover the cost of your course. You do not have to repay your student loans until you are earning £21,000 or more a year and repayment is based on what you earn, not what you owe.

Three students walking outside of Horton Halls

Paying your tuition fees

  • Full time home and EU undergraduate students can apply for a tuition fee loan. Tuition fee loans are paid directly to the University after you enrol on your course
  • Once you have left your course and are earning £21,000 or more per year you must begin repaying your loan. You can make repayments earlier than this if you wish
  • If you are a Medicine student enrolled on an NHS funded year of study, your tuition fees will be fully or partially paid by the NHS (you need to apply for this support for every NHS-funded year). For more information, please visit our NHS-funded degrees page.

Repaying your loan quick facts

  • Repayments are based on what you earn, not what you owe.
  • You will not start to make repayments until after you have left your course and you are earning £21,000 or more a year.
  • If your income falls below £21,000, your repayments stop until you start earning £21,000 or more again.
  • You repay 9% of your income above £21,000.
  • The amount you repay depends on how much you earn. For example, if your salary was £25,000, the 9% would only apply to £4,000, meaning you would repay £30 a month.
  • All your tuition fee and maintenance loans are added together and a single repayment will be deducted from your salary, normally through the PAYE tax system.
  • Any outstanding balance is normally written off after 30 years.

The below table shows how much you would be expected to pay on various annual salary levels:

Salary Amount of salary from which 9% repayment will be deducted Monthly payment
£21,000 £0.00 £0.00
£22,000 £1,000 £7.00
£25,000 £4,000 £30.00
£30,000 £9,000 £67.00
£35,000 £14,000 £105.00
£40,000 £19,000 £142.00

MoneySavingExpert.com has designed a student finance calculator to enable you to change variables such as tuition fee level, maintenance loan level and likely starting salary, to get an idea of what you’ll pay back and for how long.

Rates of interest

You will be charged interest from the day your first payment is made until you loan is repaid in full. Interest is added to the total amount you owe every month.

The interest rate is based on the UK Retail Price Index (RPI) and will vary depending on your circumstances.

Interest on your loan will be applied at the UK Retail Price Index (RPI) plus 3% while you are studying and up until the April after you leave the course. From the April after you leave your course, interest will be applied at:

  • RPI if you are earning below £21,000.
  • RPI plus up to 3% on a gradual scale if you earn between £21,000 and £41,000.
  • RPI plus 3% if you earn over £41,000.

More information

The above figures are correct at the time of writing. For updates and further details please visit www.studentloanrepayment.co.uk.

 

London is one of the most exciting cities in the world to live. As a student you will be able to sample the best of what London has to offer with discounts on travel, tourist attractions and entertainment.

London Iconic

Budgeting

Whether you are living away from home for the first time, returning to study, or juggling University with family life, it is really important to plan your finances and budget carefully to make sure that the funds available to you last throughout the year.

Living costs will vary depending on individual lifestyle choices and we recommend that all prospective and current students build an online budget plan using sites like the Student Calculator or the Money Advice Service. As well as the usual day to day costs like rent, bills, food, travel, books and course equipment, mobile phone, clothes and entertainment, remember to also budget for your initial arrival and one-off costs such as moving house and graduation.

International students

If you require a visa to study in the UK, you will need to demonstrate to UK Visas and Immigration that you have sufficient funds to support yourself during your studies.

We recommend that international students build an online budget plan at http://international.studentcalculator.org

Part-time work

One of the advantages of being in London is that there are plenty of part time work opportunities available. Students can find work in the many bars, cafes and shops. If you have other specialist skills, there is a wide variety of temporary and part time jobs you could apply for.

Our programmes require intensive full time study and many incorporate placements. Please take this into account when you are calculating how many hours you will be able to work during term time. If you are studying Medicine, remember that the holiday periods are reduced during the clinical years of the course.

Student discounts

18+ Student Oyster photocard

Full time students can get 30% off the price of adult-rate Travelcards and Bus & Tram Pass season tickets. Apply online at the Transport for London website. Please register using your 7 digit St George’s student number.

Applications will need to be approved by St George’s once you are fully registered and enrolled on your full time course. Once your application is approved, TfL will send you the photocard.

16-25 Railcard (also available to full time students aged over 25)

The 16-25 Railcard will get you 1/3 off a wide range of UK train tickets. They have also teamed up with several partners so you can save on things like dining out, theatre tickets, gym membership, and much more.

NUS Extra card

The NUS Extra card gives you access to lots of great discounts, both online and in-store, right across the UK and beyond. Discounts can be had in: fashion, travel, competitions, entertainment, computers, phones and technology, sport, health and leisure, ethical shopping and more.

Government loans are available to support your full time studies here at St George’s, University of London. Repayment is based on what you earn, not what you owe, and you don’t start repaying your loans until after you leave the course and you are earning £21,000 or more per year.

Doctors walking in corridor cropped

Tuition fee loan

  • Available to English and EU students. If you live in Northern Ireland, Scotland or Wales you should visit your local student finance website for information about government loans you may be eligible for.
  • Eligible undergraduate students can apply for a tuition fee loan to cover the full cost of their fees for each year of study (partial tuition fee loans are available for the 4 year graduate entry Medicine course).
  • Payments are made directly to the University.
  • Only repayable after you leave the course and are earning £21,000 or more per year. Repayments will be calculated at 9% of your income over the £21,000 threshold

Maintenance loan for living costs

  • Available to English students. If you live in Northern Ireland, Scotland or Wales or you should visit your local student finance website for information about government loans you may be eligible for.
  • Eligible students can apply for a maintenance loan for each year of study to help with living costs such as food, accommodation and travel.
  • The amount you can borrow depends on your household income and whether you are living with parents or outside of the parental home.
  • Payments are made to the student in three termly instalments.
  • Only repayable after you leave the course and are earning £21,000 or more per year. Repayments will be calculated at 9% of your income over the £21,000 threshold. If you have both the Tuition Fee and Maintenance Loans these will be repayable as a single loan.

Student loans are issued by the Student Loans Company on behalf of the government – they are not commercial loans. Interest is charged on a student loan from the date you receive it to the date you pay it off. Any outstanding balance is usually written off after 30 years.

For more information about loans visit the Student Finance website. You can also use the student finance calculator to get an estimate of your entitlement.

Additional support

Depending on your personal circumstances, additional help may also be available if you have:

  • A disability or specific learning difficulty.
  • Dependent children or adults.

Find out more

For more information on student finance including loans, grants, extra help, eligibility and repayments, visit www.gov.uk/student-finance and www.studentloanrepayment.co.uk